var ts="31947"; var demo31947="njs_tabholder31947"; var njs_button131947="njs_button131947"; var showing31947='<img src="http://content.linkoffers.net/show_more.gif" />&nbsp;&nbsp;Show More Details';var hiding31947='<img src="http://content.linkoffers.net/show_less.gif" />&nbsp;&nbsp;Hide More Details';var njs_tab1_31947="njs_tab1_31947";var njs_a131947="njs_a131947";var njs_tab2_31947="njs_tab2_31947";var njs_a231947="njs_a231947";var njs_tab3_31947="njs_tab3_31947";var njs_a331947="njs_a331947";var njs_tab4_31947="njs_tab4_31947";var njs_a431947="njs_a431947";document.write('<link href="http://content.linkoffers.net/default.css"  rel="stylesheet" type="text/css"  /><script type="text/javascript">function ShowInfo31947() {if (document.getElementById("njs_tabholder31947").style.display == "block"){document.getElementById("njs_tabholder31947").style.display = "none";document.getElementById("njs_button131947").innerHTML = showing31947;}else{document.getElementById("njs_tabholder31947").style.display = "block";document.getElementById("njs_button131947").innerHTML = hiding31947;}}function showHide31947(demo) {document.getElementById("njs_tab1_31947").style.display = "none";document.getElementById("njs_tab2_31947").style.display = "none";document.getElementById("njs_tab3_31947").style.display = "none";document.getElementById("njs_tab4_31947").style.display = "none";document.getElementById(demo).style.display = "block";}function changeClass131947(demo) {document.getElementById("njs_a131947").className =" ";document.getElementById("njs_a231947").className =" ";document.getElementById("njs_a331947").className =" ";document.getElementById("njs_a431947").className =" ";document.getElementById(demo).className = "active";}</script><div style="width: 100%" id="njs_placeholder31947"><table cellspacing="0" cellpadding="0" border="0" class="njs_table1"><tbody><tr><td style="text-align: center; vertical-align: top; padding-right: 10px;"><a href="http://track.linkoffers.net/z.asp?ID=F0000000000000104130S9999" target="_blank"><img alt="Apply Now" title="Apply Now" src="http://content.linkoffers.net/SharedImages/Products/382/320828.gif" border="0"></a><table border="0" align="center" cellpadding="0" cellspacing="0"><tr><td colspan="2">&nbsp;</td><\/tr><tr><td style="padding-top:2px; padding-right:5px; padding-bottom:2px; padding-left:5px; width:60px; text-align:left; font-weight:bold; font-size:12px; background-color:#eeeeee; border-color:#cccccc; border-width:1px; border-style:solid;">Intro Rate<\/td><td style="padding-top:2px; padding-right:5px; padding-bottom:2px; padding-left:5px; width:80px; text-align:left; font-size:12px; background-color:#ffffff; border-top-color:#cccccc; border-top-width:1px; border-top-style:solid; border-bottom-color:#cccccc; border-bottom-width:1px; border-bottom-style:solid; border-right-color:#cccccc; border-right-width:1px; border-right-style:solid;">No introductory rate information available.<\/td><\/tr><tr><td style="padding-top:2px; padding-right:5px; padding-bottom:2px; padding-left:5px; width:60px; text-align:left; font-weight:bold; font-size:12px; background-color:#eeeeee; border-bottom-color:#cccccc; border-bottom-width:1px; border-bottom-style:solid; border-left-color:#cccccc; border-left-width:1px; border-left-style:solid; border-right-color:#cccccc; border-right-width:1px; border-right-style:solid;">APR<\/td><td style="padding-top:2px; padding-right:5px; padding-bottom:2px; padding-left:5px; width:80px; text-align:left; font-size:12px; background-color:#ffffff; border-bottom-color:#cccccc; border-bottom-width:1px; border-bottom-style:solid; border-right-color:#cccccc; border-right-width:1px; border-right-style:solid;">Standard APR: 7.90% - 28.90%<\/td></tr><tr><td style="padding-top:2px; padding-right:5px; padding-bottom:2px; padding-left:5px; width:60px; text-align:left; font-weight:bold; font-size:12px; background-color:#eeeeee; border-bottom-color:#cccccc; border-bottom-width:1px; border-bottom-style:solid; border-left-color:#cccccc; border-left-width:1px; border-left-style:solid; border-right-color:#cccccc; border-right-width:1px; border-right-style:solid;">Fee</td><td style="padding-top:2px; padding-right:5px; padding-bottom:2px; padding-left:5px; width:80px; text-align:left; font-size:12px; background-color:#ffffff; border-bottom-color:#cccccc; border-bottom-width:1px; border-bottom-style:solid; border-right-color:#cccccc; border-right-width:1px; border-right-style:solid;">$0-$74 the first year*<\/td></tr></table></td><td style="vertical-align: top; padding-left: 10px; text-align:left;"><span style="display: block; text-align: left; vertical-align: top; padding-bottom: 10px;"><a href="http://track.linkoffers.net/z.asp?ID=F0000000000000104130S9999" target="_blank" style="font-size: 16px; font-weight: bold;">Orchard Bank&#174; Classic MasterCards</a><span style="font-size: 11px; color: #999999;"> - By HSBC Bank Nevada, N.A.</span></span><ul style="margin: 0; padding-left: 15px; font-size: 12px; padding-bottom: 10px;list-style: square;"><li style="padding-bottom:5px;">An Excellent Credit Card for Rebuilding Credit Scores; Reports to 3 Major Credit Bureaus Monthly!</li><li style="padding-bottom:5px;">Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations</li><li style="padding-bottom:5px;">Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way</li><li style="padding-bottom:5px;">Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment</li><li style="padding-bottom:5px;">On-Call Customer Service Representatives to Assist You with Questions or Concerns</li></ul><span style="display: block; font-size: 14px; font-weight: bold;"><a href="http://track.linkoffers.net/z.asp?ID=F0000000000000104130S9999" target="_blank">Apply Now!</a></span><span style="font-family:Arial, Helvetica, sans-serif; font-weight:bold; display:block; padding-bottom:20px; padding-top:20px; font-size:11px;"><span class="njs_button1" id="njs_button131947" onclick="ShowInfo31947();"><img src="http://content.linkoffers.net/show_more.gif" />&nbsp;&nbsp;Show More Details</span></span></td></tr></tbody></table></div><br \/><div id="njs_tabholder31947" class="njs_Layout njs_tabholder" style="font-family: Arial, Helvetica, sans-serif; display: none"><ul id="njs_tabholder-nav31947" class="njs_Layout"><li id="njs_li131947"><a id="njs_a131947" class="active" href="#njs_placeholder31947" onclick="showHide31947(njs_tab1_31947);changeClass131947(njs_a131947);">Review</a></li><li id="njs_li231947"><a id="njs_a231947" href="#njs_placeholder31947" onclick="showHide31947(njs_tab2_31947);changeClass131947(njs_a231947);">Rates & Fees</a></li><li id="njs_li331947"><a id="njs_a331947" href="#njs_placeholder31947" onclick="showHide31947(njs_tab3_31947);changeClass131947(njs_a331947);">Reward</a></li><li id="njs_li431947"><a id="njs_a431947" href="#njs_placeholder31947" onclick="showHide31947(njs_tab4_31947);changeClass131947(njs_a431947);">Other Information</a></li></ul><div class="njs_tabs-container"><div class="njs_tab" id="njs_tab1_31947" style="display: block"><h2>Review</h2><span style="font-size: 12px;">The <a target=_blank href=http://track.linkoffers.net/z.asp?ID=F0000000000000104130S9999>Orchard Bank® MasterCard</a> is an excellent credit card choice for people looking to build their credit. As a cardmember, you\'ll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get prequalified online in just 30 seconds!</span><br \/><br \/><span style="font-weight:bold; font-size:12px; display:block; padding-bottom:3px; text-align:right;">Updated: &nbsp;Wednesday, May 26, 2010<\/span><br/><span style="font-weight:bold; font-size:12px;">Most Attractive Feature(s): <\/span><span style="font-size:12px;">Reports to credit bureaus; additional cardholder benefits.<\/span><br/><br/><span style="font-weight:bold; font-size:12px;">Least Attractive Feature(s): <\/span><span style="font-size:12px;">Annual fees; processing fees.<\/span><span style="font-size:10px; display:block; padding-top:10px; padding-bottom:10px;">Note: The review of this card was updated on 5/26/2010. The review was believed to be accurate during that time. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by FlexOffers.com, Inc.<\/span></span></div><div class="njs_tab" id="njs_tab2_31947" style="display: none"><h2>Rates & Fees</h2><table width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size:12px;"><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Introductory Rate Offer:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">No introductory rate information available.</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Intro Applied To:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top"></td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Intro Details:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top"></td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">APR for Purchases:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Standard APR: 7.90% - 28.90%</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">APR for Cash Advances:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">20.90%</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Method of Computing Balance:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Average Daily Balance (including new purchases)</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Annual Fee:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">$0-$74 the first year*</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Annual Fee for Additional Cardholders:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">n/a</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Grace Period:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top"></td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Late Payment Fee:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Over The Limit Fee:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Cash Advance Fee:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">5%, $5 minimum</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Balance Transfer Fee:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top"></td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Minimum Credit Limit:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Based on Credit Profile</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Maximum Credit Limit:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Based on Credit Profile</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Minimum Deposit:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top"></td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Maximum Deposit:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top"></td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Application Fee:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">$0 - $49</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Participation Fee:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top"></td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Total First Year Fees:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top"></td></tr></table></div><div class="njs_tab" id="njs_tab3_31947" style="display: none"><h2>Reward</h2><table width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size:12px;"><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Additional Perks:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">See website for additional benefits.</td></tr></table></div><div class="njs_tab" id="njs_tab4_31947" style="display: none"><h2>Other Information</h2><table width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size:12px;"><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Category:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Poor Credit</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Issuer:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">HSBC Bank Nevada, N.A.</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Card Status:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Standard</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Card Type:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">MasterCard</td></tr><tr height="18" align="left"><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px; width:150px; font-weight:bold;" valign="top;">Important Notations:</td><td style="padding-top:5px; padding-bottom:5px; border-bottom-color:#cccccc; border-bottom-style:solid; border-bottom-width:1px;" valign="top">Disclosure:<br \/>It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.<br \/><br \/>See website for complete terms and conditions of card usage and application disclosure.</td></tr></table></div></div></div>');