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Intro Rate<\/td>	1.99% APR for 6 Months<\/td><\/tr>
APR<\/td>	8.25%-14.25%*<\/td>
Fee	$0<\/td>

IberiaBank Visa® Gold Cash Back Rewards Card - By IberiaBank

Earn 1% in Cash Back Credit on All Qualifying Purchases
No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
Travel Accident Coverage Up to $500,000
No Annual Membership Fee
Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
25 Day Grace Period
Online Access to Credit Card Account Information
Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors

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The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash reward program.

Through the rewards program, cardholders earn 1% in cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account.

The card has no annual fee and the interest rate for purchases is reasonably low for a rewards card (for those who qualify). Plus, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.

In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.

Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.

Updated: Tuesday, July 14, 2009<\/span>
Most Attractive Feature(s): <\/span>Low APR for those who qualify; No yearly limit or expiration on rebates.<\/span>

Least Attractive Feature(s): <\/span>Minimal benefits offered.<\/span>Note: The review of this card was updated on 7/14/2009. The review was believed to be accurate during that time. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by FlexOffers.com, Inc.<\/span>

Introductory Rate Offer:	1.99% APR for 6 Months
Intro Applied To:	Balance Transfers
Intro Details:	Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
APR for Purchases:	8.25%-14.25%*
APR for Cash Advances:	13.75%-20.25%*
Method of Computing Balance:	Average Daily Balance (including new purchases)
Annual Fee:	$0
Annual Fee for Additional Cardholders:	$0
Grace Period:	25 Days
Late Payment Fee:	None
Over The Limit Fee:	None
Cash Advance Fee:	5%, $5 minimum, $100 maximum
Balance Transfer Fee:	2% of transfer amount
Minimum Credit Limit:	n/a
Maximum Credit Limit:	n/a

Type of Reward:	Rebate
Reward Expiration:	None
Reward Yearly Limit:	None
Rebate Minimum:	1%
Rebate Maximum:	1%
Additional Rebates:	None
Rebate Details:	Earn 1% in cash back credit on all qualifying purchases.
Additional Perks:	Various Internet account related services. Lost and stolen card reporting. Up to $500,000 in travel accident insurance. See website for additional benefits.

Category:	Reward - Cash
Issuer:	IberiaBank
Card Status:	Gold
Card Type:	Visa
Important Notations:	*This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

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