<\/tr>


Intro Rate<\/td>	No Introductory Rate Available<\/td><\/tr>
APR<\/td>
Fee	$0<\/td>

Wired Plastic™ Prepaid Visa® Card - By The Bancorp Bank

Accepted Everywhere VISA is Accepted
No Credit Check, Income Requirements or Bank Account Required
FREE Online Access to Account
FREE Mobile Alerts - Text to Your Mobile or Email
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Rewards Program - Earn 1 Point for Every $1 Spent
No Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at Over 100,000 Retail Locations Nationwide

Apply NowTerms and Conditions<\/a><\/span>

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Review

The Wired Plastic™ Prepaid Visa® Card, issued by The Bancorp Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.

Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card.

There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth.

Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card.

It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program.

Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.

Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option.

Updated: Thursday, September 10, 2009<\/span>
Most Attractive Feature(s): <\/span>No credit checks; no annual fee; no security deposit required; no bank account required; access to rewards program.<\/span>

Least Attractive Feature(s): <\/span>Activation fee; monthly maintenance fee.<\/span>Note: The review of this card was updated on 9/10/2009. The review was believed to be accurate during that time. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by FlexOffers.com, Inc.<\/span>

Introductory Rate Offer:	No Introductory Rate Available
Annual Fee:	$0
Cash Advance Fee:	$1.95 for U.S. ATM transactions; $4.95 for international ATM and bank teller transactions
Minimum Deposit:	$10
Maximum Deposit:	$2,500
Application Fee:	$9.95
Participation Fee:	$47.40 ($3.95 monthly)
Reload Fee:	$0 for direct deposit, PayPal transfer, and bank ACH transfer loads; $6.95 for bank wire transfer loads. In-person retail cash load fees vary by merchant location.
Inactive Fee:	None
Total First Year Fees:	$57.35

Type of Reward:	Point
Reward Expiration:	None
Reward Yearly Limit:	None
Points per Dollar Spent:	1 Point
Additional Points:	None
Point Details:	Points can be redeemed for prepaid wireless airtime with participating partners, long distance calling cards, music downloads, and ring tones.
Additional Perks:	Various Internet account related services. Automatic bill payment. Free direct deposit load option. Access to the Wired Points Rewards program. See website for additional benefits.

Category:	Pre-Paid
Issuer:	The Bancorp Bank
Card Status:	Standard
Card Type:	Visa
Important Notations:	No credit checks. No bank account required. Must be a U.S. citizen and have a social security number to get approved. Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa. No income requirement. No employment verifications. No security deposit. Various additional fees associated with the card, see website for details. See website for complete terms and conditions of card usage and application disclosure.

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